--- title: Grow your business and bottom line with employee benefits description: Keystone strengthens your agency by selling and servicing group benefits either with you or on your behalf to increase your revenue-per-relationship. --- - - - - - [Partner Portal](https://keystoneinsgrp.force.com/partners) - [CSR24](https://portal.csr24.com/mvc/4734302) - [Rewards](https://www.keystonekeyrewards.com/) [![Keystone Logo](https://lp.keystoneinsgrp.com/hs-fs/hubfs/Keystone%202025%20Logo%20Full.png?width=700&height=150&name=Keystone%202025%20Logo%20Full.png "Keystone Logo")](https://keystoneinsgrp.com/) - [About Us](https://keystoneinsgrp.com/about-us/) - [Our Story](https://keystoneinsgrp.com/about-us/our-story/) - [Meet the Officers](https://keystoneinsgrp.com/about-us/meet-the-officers/) - [Insurance Partners](https://keystoneinsgrp.com/about-us/insurance-partners/) - [Careers](https://keystoneinsgrp.com/about-us/careers/) - [Insurance Solutions](https://keystoneinsgrp.com/insurance-solutions/) - [Industry Programs](https://keystoneinsgrp.com/industry-programs/) - [Agency Resources](https://keystoneinsgrp.com/agency-resources/) - [Agency Blog](https://agency.keystoneinsgrp.com/?hsLang=en) - [Employer Blog](https://employer.keystoneinsgrp.com/?hsLang=en) - [Join Us](https://keystoneinsgrp.com/join-keystone-insurers-group/) - - [About Us](https://keystoneinsgrp.com/about-us/) - [Our Story](https://keystoneinsgrp.com/about-us/our-story/) - [Meet the Officers](https://keystoneinsgrp.com/about-us/meet-the-officers/) - [Insurance Partners](https://keystoneinsgrp.com/about-us/insurance-partners/) - [Careers](https://keystoneinsgrp.com/about-us/careers/) - [Insurance Solutions](https://keystoneinsgrp.com/insurance-solutions/) - [Industry Programs](https://keystoneinsgrp.com/industry-programs/) - [Agency Resources](https://keystoneinsgrp.com/agency-resources/) - [Agency Blog](https://agency.keystoneinsgrp.com/) - [Employer Blog](https://employer.keystoneinsgrp.com/) - [Join Us](https://keystoneinsgrp.com/join-keystone-insurers-group/) - [Partner Portal](https://keystoneinsgrp.force.com/partners) - [CSR24](https://portal.csr24.com/mvc/4734302) - [Rewards](https://www.keystonekeyrewards.com/) - - - - # We help strengthen and grow agencies. ## Grow your business and bottom line with employee benefits. Keystone strengthens your agency and expands its offerings by selling and servicing group benefits either with you or on your behalf. This helps you increase your revenue-per-relationship. ## How can your agency grow with employee benefits? Adding group health and ancillary benefits business will provide value through: Video player - Benefits is as easy as A-B-C - Click to play video Access: By pooling business, you obtain expanded carrier access and higher revenue than you could achieve on your own. New Business: We help you protect your Property and Casualty relationships while generating new business. Cash Flow: New business brings added cash flow to your agency, and any group account you write with us is owned by you. [Download Agent FAQ](https://lp.keystoneinsgrp.com/hubfs/Benefits%20FAQ%208.19.21.pdf?hsLang=en) Keystone works with agencies based on their employee benefits needs and current staffing structure. If you're considering adding group health and ancillary benefits to your product line, we can help you maximize your earning potential. ## Here's how. ![team icon](https://lp.keystoneinsgrp.com/hs-fs/hubfs/team%20icon.png?width=80&height=77&name=team%20icon.png "team icon") ### You're part of something greater. This is much like what happens with Property and Casualty core carriers. Revenue generated by the agency is dispersed monthly. Agencies never make less than they would have made on their own and benefit from the strength of aggregated contracts.  ![network icon](https://lp.keystoneinsgrp.com/hs-fs/hubfs/network%20icon.png?width=80&height=75&name=network%20icon.png "network icon") ### We act as an extension of the agency. If an agency doesn't have a benefits team, Keystone acts as an extension of the agency to sell new group health and ancillary benefits. Keystone splits the commission with the agency. We do all of the work, and the agency receives additional cash flow. ### Example: Say you wrote a volume of new business that generated $50,000 in total revenue. Your agency received $10,000 in revenue, and Keystone, $40,000. If your agency were to be valuated, it would be based off the gross revenue, or $50,000. At eight-times EBITDA, that would bring $320,000 in added valuation to your agency!  ![Valuation Spreadsheet - Single Row](https://lp.keystoneinsgrp.com/hubfs/Valuation%20Spreadsheet%20-%20Single%20Row.jpg "Valuation Spreadsheet - Single Row") #### This ownership value continues to grow each year you write more new business with us. ![Valuation Spreadsheet](https://lp.keystoneinsgrp.com/hubfs/Valuation%20Spreadsheet.png "Valuation Spreadsheet") ## Connect with us to get started. ![connect icon](https://lp.keystoneinsgrp.com/hs-fs/hubfs/connect%20icon.png?width=127&height=200&name=connect%20icon.png "connect icon") ## Keep exploring. Learn how we work with your agency to enhance your benefits offerings. [![Learn More Button](https://lp.keystoneinsgrp.com/hubfs/Learn%20More%20Button.jpg "Learn More Button")](https://lp.keystoneinsgrp.com/how-we-work-to-grow-your-business-and-bottom-line-with-employee-benefits?hsLang=en) #### Get in Touch Keystone is for people who believe that powerful partnerships generate prosperity. We band together to safeguard what matters most and provide peace of mind in the neighborhoods and communities where we live and work. With Keystone, independence works better together. **Keystone Headquarters** 1215 Manor Drive Suite 208 Mechanicsburg, PA 17055 **800-416-5498** Monday – Friday, 8AM – 5:30PM ET   [![Agency Partnership](https://lp.keystoneinsgrp.com/hs-fs/hubfs/top-agency-partnerships-badge-2023-200x200.png?width=300&height=300&name=top-agency-partnerships-badge-2023-200x200.png "Agency Partnership")](https://lp.keystoneinsgrp.com/?hsLang=en) ### Latest News © 2024 Keystone | Independent Insurance Agency Network. All rights reserved. | [Privacy Policy](https://keystoneinsgrp.com/privacy-policy/)   - - -